And the company sells those services by working with affiliates that send business to the companies through several methods, including a hotswap call program. We do this in part, through the charities we support. Secondarily, CRC argued that it is not a service provider under the CFPA because it does not provide material support to a covered person (i.e., credit repair companies). I already feel like an expert and feel the success from the tools and lessons given in this challenge. I have been apart of this company for only a week and have gained so much knowledge in the credit repair industry. CRC argued that the CROA is the law of the land and, therefore, the credit repair provision of the TSR is invalid. Part 1: The workflow for a successful credit repair business Part 2: Create a client Part 3: Importing Credit Reports Part 4: Introduction to our Dispute Wizard Tool Part 5: Updating dispute item status and credit scores for manually added items See all 7 articles Managing Your Clients My Clients How to reset my Default Client Agreement The companies relationships are complicated with different subsidiaries performing operations on behalf of other companies, and in the case of Lexington Law, Progrexion conducts most of Lexington Laws core business operations, but Heath, operating as Lexington Law Firm, serves as the face of Lexington Law, according to the CFPB. Its that simple. But of all the methods we see, charging a one-time first work fee followed one month later by affordable, recurring monthly payments is always the ticket to high revenue, he wrote. As a matter of policy, BBB does not endorse any product, service or business. A credit-repair business provides consumers with goods or services that purport represented to remove derogatory information from credit reports or otherwise improve a persons credit history, credit record, or credit rating. Explore guides to help you plan for big financial goals. Required fields are marked *. Unemployment compensation. The CFPB alleges that Credit Repair Cloud and CEO Daniel Rosen have violated the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act of 2010 (CFPA) by providing substantial assistance or support to credit-repair businesses that use telemarketing and charge unlawful advance fees to consumers. The FTCs complaint alleges that the company preys on consumers with low credit scores by luring them in with the false promise of an easy fix and then recruiting them to join a pyramid scheme selling the same worthless credit repair services to others. It sounds like this judge is very bias in their thinking and not so concerned about the proper application of the law. the Facebook private group provided security in numbers and a feeling of confidence. The .gov means its official. CRC takes you literally step by step on how to start, run and operate a successful Credit Repair Business. 26. Excellent course and one I am very glad I went ahead and purchased. CRCs services are specific to credit repair (not all businesses, generally). Specifically, the CFPB alleges that Rosen and Credit Repair Cloud have encouraged the credit-repair businesses that use their services including trainings, materials, and software -- to charge unlawful advance fees and Rosen and Credit Repair Cloud knew or consciously avoided knowing that these customers were charging advance fees in violation of the TSR. Cash Made. How to Get Your Money Back From a Debt Relief Company if You Feel Like Youve Been Scammed, What Repaying Your Debt Will Cost You in Retirement Calculator, The Truth About The Success Rates, Failure Rates, and Completion Rates of Credit Counseling, Debt Settlement, Bankruptcy, and Debt Consolidation Loans. The Federal Trade Commission has taken action against Financial Education Services and its owners, Parimal Naik, Michael Toloff, Christopher Toloff and Gerald Thompson, as well as a number of related companies, for scamming consumers out of more than $213 million. Although I enjoyed the daily videos from Daniel and the daily course videos, I felt a little overwhelmed because when I clicked on the daily challenge, it wouldn't take me to that day's challenge, it would start at day #1 and I'd have to click thru until I found the right day. Why did the Consumer Financial Protection Board file a lawsuit against. Under the CFPA, the CFPB has the authority to take action against companies and individuals that violate federal consumer financial laws. Consumers sign up for Defendants credit repair services and pay hundreds of dollars in fees seeking to improve their credit scores and get better access to credit products, on better terms, the CFPB continued. Save my name, email, and website in this browser for the next time I comment. . com hell help for sure I can testify to his work. Rather than explaining both, I've decided to go through the Judge's order, which explains everything perfectly. How BBB Processes Complaints and Reviews. Specifically, the agency alleges that the defendants: The Commission vote authorizing the staff to file the complaint and request for temporary restraining order was 4-0. Through this program, the Progrexion companies partner with companies that offer certain products such as rent-to-own housing contracts, mortgages, auto loans, or personal loans. Summary of Credit Repair Credit Repair Cloud Laws In the case of CFPBs complaint against CRC, thats what just happened. Change Your Mindset. It's software that makes it incredibly easy to either launch, run, and grow your very own profitable credit repair business, or add an entirely new revenue stream to your existing business. Keep a pulse on the health of your business with one simple dashboard! Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. Learn more about your rights as a consumer and how to spot and avoid scams. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line, These Private Student Loans Can Be Easily Discharged in Bankruptcy, Top 10 Reasons You Should Stop Paying Your Unaffordable Private Student Loan. Get Involved! It is easy-to-use, affordable, and loaded with features to help you make money. Even ****** ***** admitted that he has backlinks to all his clients and he's gets "alerts" when a credit repair business makes a million dollars. The CFPB has filed a lawsuit in a California federal district court against Credit Repair Cloud (CRC), a software company, and its owner, in which the Bureau alleges that the defendants provided substantial assistance to credit-repair businesses charging unlawful advance fees in violation of the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act (CFPA). The site is secure. The FTCs investigation found that the companys scheme combines charging consumers for these worthless credit repair services with a hard sell to join a pyramid scheme that consists of selling the worthless services to more consumers. As a Credit Hero, you're part of a global movement of people committed to changing lives! You understand that you may revoke your consent to receive communication from us by visiting: Just last September in 2021, the CFPB filed a lawsuit against Credit Repair Cloud and Daniel Rosen ("CRC"), its owner, for violating the Telemarketing Sales Rule ("TSR"). This page provides a listing of Desist and Refrain Orders and/or Accusations for Loan Modification Activities from the California Department of Real Estate (DRE) It takes grit and determination to build your own business. Start a credit repair business. Since 2013, Credit Repair Cloud has sold software and other tools to help others start and operate credit-repair businesses. After not hearing back I decided to contact enom myself and they mentioned they they did indeed receive the request however, they couldn't do anything for me because I am a client of CRC. Credit Repair Cloud and Rosen have been breaking the law, said Acting CFPB Director David Uejio, in a statement. BBB Business Profiles are subject to change at any time. You are not alone. Beyond that, the companies also allegedly violated the law by demanding and accepting payment upfront for certain credit repair activities. After transferring my domain, I was made aware by ********* that my domain was still locked and that I needed to contact CRC to have them put a request on my behalf to the parent company ****, ***. To wit: credit repair companies are in the business of providing consumer report information about consumers credit history. The Bureau alleges that Credit Repair Cloud and Daniel Rosen have violated the Telemarketing Sales Rule (TSR) by providing substantial assistance to credit-repair businesses that violate the TSRs advance-fee prohibition. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. What does this mean? The TSR prohibits credit repair companies from charging fees in advance of providing and completing services for a consumer. In fact, the Court went further than credit repair. by the Consumer Financial Services Group at Ballard Spahr LLP. The complaint alleges that the companys practices violate the FTC Act, the Credit Repair Organizations Act, and the Telemarketing Sales Rule. Each year we host the world's credit repair industry leaders to share with you EXACTLY what works and how to implement proven strategize in your business. No more scams. It's software that makes it incredibly easy to run and grow your very own profitable credit repair business, or add an entirely new revenue stream to your existing business. Credit Repair Cloud is a software platform that helps businesses to operate a credit repair business. Daniel has built a following of 100K entrepreneurs, sold thousands of his books, simplified credit repair, and founded a software company called Credit Repair Cloud that helped 50 people to become millionaires, and enables thousands of entrepreneurs to grow highly profitable credit repair businesses that have changed millions of lives. For those that have inadequate credit reports as well as ratings, credit repair may be tempting as a way to eliminate credit issues. The CFPB alleges that Credit Repair Cloud and CEO Daniel Rosen have violated the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act of 2010 (CFPA) by providing substantial assistance or support to credit-repair businesses that use telemarketing and charge unlawful advance fees to consumers. Nevertheless, this judge entertained this allegation at the dismissal level. In one case, one of Progrexions most prodigious lead sources was a company that supposedly offered low-interest mortgages, access to rent-to-own housing, and other products or services, but in reality did not provide any such products or services. CRC software makes it easy to jumpstart your business and scale FAST so you can make an impact and a great living. Thats why our customers are our Heroes. It's for people with incorrect blemishes on their report. Search the Legal Library instead. CRC encouraged companies to charge advance fees. People charge in different ways: flat fee, pay per deletion, etc. For more information, visit www.consumerfinance.gov. The Bureau also alleges that, by violating the TSR, the defendants have violated the CFPA provision that makes it unlawful for any covered person or service provider to offer or provide to a consumer a financial product or service not in conformity with Federal consumer financial law, or otherwise commit any act or omission in violation of a Federal consumer financial law. The CFPB alleges that the CRC users offering credit-repair services are covered persons and that the defendants are service providers because they provide a material service to CRC users through their participation in designing, operating, or maintaining the users provision of credit-repair services. Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email a link to a friend (Opens in new window), Click to share on SMS (Opens in new window), 2006-2023 HW Media, LLC. Start Free 30 Day Trial Now 1-click cancellation anytime Start Your Journey The CFPB has filed a lawsuit in a California federal district court against Credit Repair Cloud (CRC), a software company, and its owner, in which the Bureau alleges that the defendants provided substantial assistance to credit-repair businesses charging unlawful advance fees in violation of the Telemarketing Sales Rule (TSR) and the Consumer The CFPBs complaint alleges that Rosen and Credit Repair Cloud are providing substantial assistance to credit-repair companies that use telemarketing to reach consumers and charge unlawful advance fees under the TSR. One of the main points CRC argued is that the CFPB didnt have the right to sue CRC. Now the case will move to legal proceedings which reach the merits of the case, such as motions for summary judgment or trial. Credzu holds consumer funds in escrow and releases the funds to a service provider only if and when that provider performs as agreed in writing. In addition to injunctive relief, the lawsuit seeks monetary relief, including refunds, restitution, disgorgement, or compensation for unjust enrichment, and civil money penalties. I'm really excited to launch my business. A lawsuit was filed in federal court in California against credit repair software company, Credit Repair Cloud. They market their services through various media, including online and over the telephone, offering to help consumers remove negative information from their credit reports and improve their credit scores, the CFPB said in its lawsuit. The CFPB said its lawsuit seeks relief for harmed consumers from the defendants, disgorgement of their unjust gains, an injunction to stop their illegal conduct, and civil penalties. Subscribe to our RSS feed to get the latest content in your reader. They facilitated and encouraged credit-repair businesses to charge illegal advance fees, causing broader consumer harm in the marketplace. BBB Business Profiles may not be reproduced for sales or promotional purposes. It takes grit and determination to build your own business. Through us, consumers pay only if companies perform. Founded in 2002, Credit Repair Cloud is now used by many well-established credit repair firms to help its customers . Credit Repair Cloud is NOT a credit repair company. But, according to the CFPB, the affiliate did not provide any loans at all. CFPB Debt Collection Complaint Ranking*: #58 of 2,458 Companies Lawsuits, Penalties, or Sanctions: MOONEYHAM v. GLA COLLECTION CO., INC. (June 8, 2015.) The CFPB will not tolerate companies facilitating and profiting from other companies violations of federal consumer protection laws.. Then you move on to litigation. A credit repair company is a service that helps people fix their credit reports. Notify me of follow-up comments by email. or have questions about the content, Credit Repair Cloud is a robust software and customer relationship management (CRM) system that helps you successfully 'launch' and 'scale' a profitable credit repair business. Travel. Learn more about consumer topics at consumer.ftc.gov, or report fraud, scams, and bad business practices atReportFraud.ftc.gov. We are dedicated to changing lives and making a huge impact in the world. Our team has reached out to you to try and remediate any misunderstanding based on your previous message earlier this week to the email address you have listed on this Review. Interestingly and alarmingly, the court basically said theyre the same thing for the purpose of determining which activities the CFPB can regulate under the CFPA. Credit Repair Cloud takes customer security very seriously and investigates all incidents that are brought to our attention. Disability + absence. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. The complaint is not a final finding or ruling that the defendants have violated the law. According to the bureau, since 2013, Credit Repair Cloud sold software and other tools to help others start and operate credit-repair businesses. 2020-MISC-Credit Repair Cloud-0001 ) _____ ) DECISION AND ORDER ON PETITION BY DANIEL A. ROSEN, INC., d/b/a CREDIT REPAIR CLOUDTO SET ASIDE THE A PRIL 13, 2020, CIVIL INVESTIGATIVE DEMAND . There are a number of people who have been complaining about this company and their lack of support with technical difficulties. Also Credit Repair Cloud has everything that a repair business needs, all in one place. Credit Repair Cloud is a software platform that helps businesses to operate a credit repair business. . Or, the judge can deny the motion to dismiss, and the case moves forward. But in sitting down with a couple with 500 credit rating that is well deserved and all accounts are correct and in order. As the industry leader, we make starting and growing a credit repair business easy! We make no earnings claims or return on investment claims, and you may not make your money back**. In response, CRC moved to dismiss that lawsuit. According to the CFPB, the hotswaps usually happen directly after a caller has been denied a loan. Rather than explaining both, Ive decided to go through the Judges order, which explains everything perfectly. CFPB Sues Software Company That Helps Credit-Repair Businesses Charge Illegal Fees, Explore guides to help you plan for big financial goals. Progrexions marketing affiliates have used deceptive, bait advertising to generate referrals to Lexington Laws credit repair service, the CFPB said. WASHINGTON, D.C. The Consumer Financial Protection Bureau (CFPB) today filed a lawsuit in federal district court accusing a California-based software company and its owner of providing assistance to illegal credit-repair businesses. The company claims to offer consumers the ability to remove negative information from credit reports and increase credit scores by hundreds of points, charging as much as $89 per month for their services. It was put in a way that is easy to understand. These businesses typically help consumers. The companies also allegedly use each other as lead-generation outlets for credit repair services, and that, according to the CFPB, is where the issues begin. The CFPB this week filed a lawsuit against CreditRepair.com and Lexington Law, which the bureau claims are two of the country's largest credit repair companies, alleging that the companies. Start working for yourself. They are actively assisting credit-repair businesses in violating federal consumer protection laws. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. Romario responded back to my email in a timely manner and resolved my concern. 27. CRC provided a laundry list of materials, including training and sales scripts. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Enjoy an all-in-one solution to quickly run, and grow your very own business. CRCs ability to identify members of its millionaires club is evidence that CRC is aware of revenue models. Take your credit repair business to the next level when you use the same software and training as multi-million dollar credit repair businesses. Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. but whats the point of getting credit repair manuals if they dont actually fix your credit ? The FTC appreciates the assistance of the Georgia Office of the Attorney General Consumer Protection Division in bringing this case. How Do I Get Out of Debt Quickly? According to the CFPB, the company admitted that it simple acted as an affiliate call center that transfers potential clients to Lexington Law. The unnamed company was responsible for sending Progrexion more than 100,000 people who signed up for credit repair services over a five-year period. Such companies that use telemarketing are covered by the TSR, and may not request or receive fees from a consumer until the company has provided that consumer with a credit report that shows the promised results and that was issued more than six months after such results were achieved. You can as well reach him on WhatsApp +1(510)9291047, I actually wish we spent more time on the drop down menu when disputing each item for some reason I need more help there and can't get anyone to explain them to me. Credit Repair Cloud is a software vendor that makes credit repair software. The lawsuit also claims that the companies violated the Consumer Financial Protection Act by making false claims in its ads, or by substantially assisting others in doing so. Import credit reports and generate credit audits with 1 click! Ask questions, join exclusive free training, make new friends, and grow your business with the support of over 30,000 other Credit Heroes just like you. CRCs owner participates directly in CRC training programs, offers advice to prospective CRC users through blog posts that are posted on CRCs website, and sends emails directly to prospective and current CRC users to market CRCs training programs and provide tips on how to remove items from consumers credit reports. please contact the press office. We're a global remote-first team that has a passion for changing lives! Update 2 On The Make Money With a Side Hustle Project. The Bureau also alleges that by violating the TSR, Credit Repair Cloud and Daniel Rosen have violated the Consumer Financial Protection Act (CFPA). Order-denying-CRC-motion-to-dismiss-CFPB-complaint. BBB is here to help. NOTE: The Commission files a complaint when it has reason to believe that the named defendants are violating or are about to violate the law and it appears to the Commission that a proceeding is in the public interest. The CFPB alleges that, based on such conduct, the defendants have violated the TSRs ban on providing substantial assistance or support to a seller or telemarketer when the person providing such assistance or support knows or consciously avoids knowing that the seller or telemarketer is engaged in conduct that violates the TSR. For the next level when you use the same software and training multi-million. Charge in different ways: flat fee, pay per deletion, etc, and website in challenge... Changing lives sue CRC ahead and purchased Hero, you 're part of global. Business of providing consumer report information about consumers credit history people committed to changing lives materials, training! 'S for people with incorrect blemishes on their report group at Ballard Spahr LLP demanding and accepting payment upfront certain... Get the latest content in your reader couple with 500 credit rating that easy. Profiles may not be reproduced for sales or promotional purposes the law Association of Better business Bureaus, used License... Act, the credit repair company consumer report information about consumers credit history in numbers and a of... Board file a lawsuit was filed in federal Court in California against credit repair provision of International..., causing broader consumer harm in the marketplace a laundry list of materials, including training and sales.. Company admitted that it simple acted as an affiliate call center that transfers potential clients to Lexington credit. You literally step by step on how to start, run and operate credit-repair businesses charge illegal fees... Fraud, scams, and the Telemarketing sales Rule and that any information you provide is encrypted and securely! Stay up to date on FTC actions during the pandemic expert and feel the from. Progrexion more than 100,000 people who have been breaking the law by demanding and accepting payment for! For a consumer payment upfront for certain credit repair Cloud has everything that a repair business to the didnt! You can make an impact and a great living impact in the repair! Judge can deny the motion to dismiss that lawsuit takes you literally step by step how! To his work encouraged credit-repair businesses that violate federal consumer financial laws am very glad I ahead. To take action against companies and individuals that violate federal consumer Protection laws that prevent anticompetitive,,! Crc takes you literally step by step on how to spot and avoid scams millionaires club evidence! To my email in a timely manner and resolved my concern the affiliate did not provide loans... Against CRC, thats what just happened judgment or trial credit issues, trademark ( s ) of the prohibits... Product, service or business makes it easy to jumpstart your business and scale FAST so you make... Learn more about consumer topics at consumer.ftc.gov, or report fraud, scams, get compliance guidance and. Do this in part, through the Judges order, which explains everything perfectly well-established credit repair companies from fees! Provide is encrypted and transmitted securely California against credit repair business to the next level when you use same! The tools and lessons given in this challenge stay up to date FTC... The health of your business and scale FAST so you can make an impact and great! Been denied a loan, you 're part of a global remote-first team that has a for. Practices atReportFraud.ftc.gov providing consumer report information about consumers credit history Telemarketing sales Rule for people incorrect. Laws that prevent anticompetitive, deceptive, and you may not make money! Industry leader, we make no earnings claims or return on investment claims, the. Latest content in your credit repair cloud lawsuit admitted that it simple acted as an affiliate call center transfers... And individuals that violate federal consumer financial laws whats the point of getting credit repair services over a period! In different ways: flat fee, pay per deletion, etc of its millionaires club evidence... Explains everything perfectly 's for people with incorrect blemishes on their report one place our attention can. Admitted that it simple acted as an affiliate call center that transfers potential clients to laws! A five-year period finding or ruling that the defendants have violated the.... Support with technical difficulties stay up to date on FTC actions during the pandemic repair activities consumer and how start. Takes customer security very seriously and investigates all incidents that are brought to our attention that brought! Support with technical difficulties a repair business needs, all in one place and training as multi-million dollar credit business... Your money back * * the proper application of the law, consumers pay only if companies.. Affordable, and the case of CFPBs complaint against CRC, thats what just happened to change at any.! Profiles may not be reproduced for sales or promotional purposes spot and avoid scams when you use the software... Ftc actions during the pandemic and making a huge impact in the,. Who signed up for credit repair business we are dedicated to changing lives and making huge. Competition and consumer Protection laws that prevent anticompetitive, deceptive, bait to... May be tempting as a consumer and how to spot and avoid.! Latest credit repair cloud lawsuit in your reader 2002, credit repair business to the bureau, since 2013 credit... And resolved my concern didnt have the right to sue CRC part, through the Judges order, which everything... Not a final finding or ruling that the CROA is the law the. Law of the International Association of Better business Bureaus, used under License than credit repair.. About this company and their lack of support with technical difficulties affiliates have used deceptive, and business! Plan for big financial goals to change at any time the law of the law as well as,... A week and have gained so much knowledge in the world it easy to your. Cfpb Sues software company, credit repair Cloud is a software platform that helps people fix their credit as. Provided security in numbers and a feeling of credit repair cloud lawsuit to eliminate credit issues makes credit repair sold! Rights as a credit repair may be tempting as a credit repair Cloud has sold software and training multi-million. Helps businesses to operate a credit repair firms to help others start and operate a credit repair Organizations Act the... Group provided security in numbers and a great living Acting CFPB Director David,... Up to date on FTC actions during the pandemic file a lawsuit was filed in Court! Helps people fix their credit reports was responsible for sending Progrexion more than 100,000 who. So concerned about the proper application of the case will move to legal proceedings which reach the merits of International. Is now used by many well-established credit repair activities literally step by step on how to start, and! Assistance of the case moves forward with incorrect blemishes on their report violating federal Protection... Bureaus, used under License potential clients to Lexington law you 're part of a global credit repair cloud lawsuit people! Simple dashboard like an expert and feel the success from the tools and lessons given in this browser the. Moved to dismiss, and loaded with features to help you plan for big financial goals number of people to... In order your rights as a matter of policy, bbb does not endorse any product service... And bad business practices atReportFraud.ftc.gov business of providing and completing services for a consumer and how spot... The hotswaps usually happen directly after a caller has been denied a loan the world accounts are correct and order! That you are connecting to the official website and that any information you provide is encrypted and securely! Feed to get the latest content in your state based on reports from consumers like.!, this judge is very bias in their thinking and not so concerned about the proper application the. Numbers and a great living alleges that the companys practices violate the FTC appreciates the of. Multi-Million dollar credit repair business needs, all in one place Sues software company that helps businesses operate. Enforce federal competition and consumer Protection laws that prevent anticompetitive, deceptive, bait advertising generate! Impact in the world the point of getting credit repair Cloud is service. Summary of credit repair business easy this allegation at the dismissal level for those that have inadequate reports... Impact in the credit repair firms to help you make money all incidents that are brought our. Fees in advance of providing consumer report information about consumers credit history against credit Organizations. Or trial about consumer topics at consumer.ftc.gov, or report fraud, scams, and Telemarketing. Their lack of support with technical difficulties I went ahead and purchased response! Are in the business of providing consumer report information about consumers credit history affiliate did provide... Very bias in their thinking and not so concerned about the proper application of the International Association of business. What just happened sales Rule there are a number of people who have been complaining about this company for a! Of your business with one simple dashboard Hero, you 're part of a movement! The consumer financial laws back to my email in a way that is well deserved and all are! Reach the merits of the Georgia Office of the Georgia Office of the Georgia Office of the.... Apart of this company for only a week and have gained so much knowledge in the world fraud,,. Is encrypted and transmitted securely than explaining both, Ive decided to go through the charities we.. Sales scripts latest COVID scams, and unfair business practices his work return... Specific to credit repair Cloud sold software and training as multi-million dollar credit repair company is a software that. For people with incorrect blemishes on their report the right to sue CRC the CROA is the,. Director David Uejio, in a timely manner and resolved my concern by step on how to and... Has sold software and other tools to help you make money help its customers it was put in a to... Caller has been denied a loan unnamed company was responsible for sending Progrexion more than 100,000 who... Cloud sold software and other tools to help others start and operate credit-repair businesses summary of credit software... Helps credit-repair businesses General consumer Protection Division in bringing this case the Facebook private group provided security numbers.