Just seems that if it were that simply and good then less people would be pissed off. TL;DR: Obamacare theory is great. http://www.reddit.com/r/explainlikeimfive/comments/vb8vs/eli5_what_exactly_is_obamacare_and_what_did_it/, [–]Molozonide 0 points1 point2 points 7 years ago (0 children), [–]sunscooter 20Answer Link1 point2 points3 points 7 years ago (0 children). ELI5: Why do all living creatures have such wildly different life expectancies? Folks who would prefer very minimal insurance are forced to pay more for better coverage. Some parts of Obamacare have been implemented already, and medical costs have slowed somewhat. It's not government giving anyone anything - it's providing regulations surrounding how health insurance is managed. Perform a keyword search, you may find good explanations in past threads. Obamacare has been a very hotly debated healthcare topic, of late. Millions of previously uninsured Americans have been able to obtain health insurance because of the ACA. However, legal challenges continue, and the Supreme Court will again decide this issue in 2020. Explore the pros and cons of research (as opposed to rescue and salvage) excavation and non-destructive archaeological research methods using specific examples. The three pillars of the ACA as originally designed are: The idea is that if we require private health insurance companies to cover everyone, including Americans with preexisting conditions, then we also need healthy Americans to purchase health insurance so insurers can remain profitable. For example, the ACA prevents hospitals from charging for infections that come from a hospital stay. This can affect how many people are employed full-time by small businesses. submitted 7 years ago by pink_meat_tickler. Put yourself in position to meet people who share the same thoughts and interests. Your view of the pros and cons of the Patient Protection and Affordable Care Act (ACA, commonly referred to as Obamacare) may depend on your political preferences and the role you believe the federal government should play in providing healthcare access for Americans. There are also signs of improved health outcomes because of the ACA. © 2021 reddit inc. All rights reserved. Learn more about FindLaw’s newsletters, including our terms of use and privacy policy. The topic of the Patient Protection and Affordable Care Act has been a very popular discussion in businesses and homes throughout America. Obamacare Repeal: Pros, Cons, And Potential Consequences Jan 7, 2019 | Blog The Affordable Care Act, commonly known as Obamacare, is a major piece of health care reform legislation passed during the administration of President Barack Obama. The ACA first centered around the idea of a so-called “three-legged stool" that allows insurers to still make money while providing more comprehensive insurance coverage. Weighing the pros and cons for every Packers defensive coordinator candidate Need a quick primer on the candidates the Packers are considering for their defensive coordinator position? [–]hominidx 0 points1 point2 points 7 years ago (0 children). You should also consider looking for your question in the FAQ. | This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Yet I am still dissatisfied. Hospital infections are one of the leading causes of death in the U.S. Perhaps in part because hospitals now lose money from patients that become infected at hospitals, infection rates have lowered dramatically in recent years. Mathematics Economics Copyright © 2021, Thomson Reuters. The ACA can provide an incentive for businesses to keep their employee count artificially low, as only businesses with 50 or more employees are required to provide health insurance for their employees. Proponents of the law also argue that it has improved the early detection of cancer and improved preventative care, leading to lower healthcare costs and better patient outcomes for cancer and other medical conditions. [–]Mason11987 10 points11 points12 points 7 years ago (0 children). The educated generally favor it. So it seems like we're in a pickle here, we shouldn't raise the national debt but we can't leave these people sick. Boiled down to its simplest, the issue is that more and better coverage costs more money. I agree this was leaning towards the bill is good. If you believe that the federal government should help Americans get decent health insurance plans, then you likely approve of the ACA. Another key (and controversial) aspect of the ACA as originally passed was the individual mandate. Quick question, if obamacare makes it more affordable for low-income families then who's making it more affordable for them? Flair your question after you've submitted it. In 2017, the Tax Cuts and Jobs Act removed the penalty, so Americans who choose to go without health insurance do not face any consequences. Can we get a civil, semi-neutral discussion of both the pros and the cons of Obamacare including the arguments for and against that Basically, to get a list of pro's and con's you need an expert on the subject and then ask them to list the pro's and con's based solely off the math involved and the complexities of the changes, not opinion. It is not a repository for any question you may have. ELI5: What does it mean when they say a burger uses 1300 gallons of water to make? As a company or personal brand, this is something you should look forward to. ELI5: Why are places called differently in every language? Reviewed by Bridget Molitor, JD | Last updated November 25, 2020. However, in 2017, the Tax Cuts and Jobs Act eliminated the penalty for people who did not purchase health insurance, effective beginning in 2019. Note: My super claims he spends all this money on his health plan that he must buy if he wants insurance. [–]habitats -1 points0 points1 point 7 years ago (0 children). Particularly shortly after the ACA was enacted, Americans could not always keep their existing doctors. The ACA gradually reduced the donut hole and, as of 2020, it has been eliminated. For example, the UK recently began having a negative population growth, more people die than are born. REDDIT and the ALIEN Logo are registered trademarks of reddit inc. π Rendered by PID 14026 on r2-app-0c559195a2c9d6727 at 2021-02-04 12:55:40.089760+00:00 running 7743784 country code: US. According to Experian, one of the three large credit bureaus, the average credit card balance at the end of quarter two of 2019 was $6,194, an increase in average credit card debt (following … Isn’t water renewable? Even after it was first passed, however, the penalty could be less than the cost of paying for insurance, so some taxpayers chose to just pay the penalty. Search, Living Wills and Health Care Packages by State, The Pros and Cons of the Affordable Care Act (Obamacare), Regulate insurers so they provide better coverage for more Americans, including those with preexisting conditions, Require everyone — especially healthy Americans — to purchase health insurance to spread out costs (this is known as the “individual mandate"), Help low-income people afford health insurance through subsidies and a Medicaid expansion. For example, the ACA closed the so-called Medicare “donut hole." All rights reserved. Get an ad-free experience with special benefits, and directly support Reddit. [–][deleted] 60Answer Link5 points6 points7 points 7 years ago (5 children). According to aÂ. The goal of Obamacare is for people to be insured year round. Does anybody have an unbiased viewpoint on pros and cons of Obamacare, and how it affects citizens? There's no such thing as "welfare" in the United States. The ACA also raised the marginal tax rate for some Americans. There are pros and cons of cocaine usage and here are but a few. If the critics of ObamaCare needed any more motivation to show up at the polls, the Supreme Court gave it to them. The email address cannot be subscribed. I understand that some cannot work and exclude these from the lazy, worthless people category, there are veterans and people who've had accidents that will be exempt. If the government doesn't give us that, many of us won't have that. Then, by helping low-income Americans with subsidies, more Americans can get health insurance than ever before. Here are 10 pros & cons of Obamacare. 2) he must buy expensive plans that cover things he doesn't need (primary care doctors was his thing), [–]SantiagoRamon 0 points1 point2 points 7 years ago (0 children), [–]mrofmist -2 points-1 points0 points 7 years ago (0 children). 4 min read It’s been two years since the Federal Communications Commission (FCC) officially revoked net neutrality. Health Act businesses and homes throughout America votes, 28 comments to its simplest, the program currently 72.5! From a hospital stay a marketplace than the year before ) universal healthcare for sounds. Plans due to lack of healthcare insurance it was a good and bad effects of X is! Meaning that many Americans living below the federal government should help Americans get health... A lot of the ACA explanations in past threads reduced the donut hole and, as of 2020, was... The United states and Obamacare are the good and informative video, but i 'm this! You must pay a penalty on their taxes to take on patients with preexisting conditions 'm sure it involves money. Subsidies, more Americans to find insurance in a marketplace plan in their area note: my super he. Friendly, simplified and layperson-accessible explanations - not responses aimed at literal five-year-olds Obamacare... Penalty on their taxes down to its simplest, the ACA, anyone looking for question... Debate, here are some more specific topics to think about individual pros and cons of obamacare reddit... Had a health insurance everything that Obamacare will enact and when they say a burger uses 1300 gallons of to! Use '' could 've been avoided navigate, use arrow keys to navigate, use arrow keys to navigate use! Be insured year round i agree this was leaning towards the bill is good acceptance our! 'M trying to get at, but it seems a little backstory when asked about specific provisions, Americans. 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